Publications

Health

Translations of certain IAA papers have been made by local member associations or members. The IAA has neither reviewed nor endorsed them. However, we are providing them on our website as a service to members.

  Implications of COVID-19 Protection Gaps - October 2024 - The COVID-19 pandemic revealed significant gaps in the global insurance framework, exposing vulnerabilities in the ability to provide coverage for unprecedented economic losses. This educational paper explores these “protection gaps”, and highlights the limitations of the insurance industry across property and casualty, life, and health insurance sectors as well as governments in responding to a large-scale crises such as the pandemic.

Webinar held on November 25, 2024:
Presentation:
      by Co-authors of the Implications of Covid-19 Protection Gaps and Lessons Learned from Pandemics Papers: Marc Tardif, Roseanne Harris, Sara Teppema, Stuart Wason

Recording: 
  Lessons Learned from Pandemics - July 2024 - This is an educational paper intended for an audience of actuaries, especially those who may not have been closely involved with pandemics research or analysis, as well as non-actuarial stakeholders who wish to consider the actuarial response to future pandemics.

The COVID 19 Pandemic as well other pandemics such as HIV/AIDS and the 1918 influenza pandemic have brought several critical factors into play that have reshaped global perspectives and responses. This paper provides a high-level retrospective of the lessons we have learned to date, offering valuable insights for future preparedness.
The Impact of Personalised Medicine and Genomics on the Insurance Industry The Impact of Personalised Medicine and Genomics on the Insurance Industry - April 2017 - Personalised Medicine is attracting serious attention at many levels internationally. This paper developed by the Health Committee of the IAA discusses personalised medicine, the future of genomics, current challenges, impact of genomics on the insurance industry and recommendations for actuaries.
An Actuarial Perspective on Societal and Personal Challenges Long-Term Care: An Actuarial Perspective on Societal and Personal Challenges - April 2017 - Long-Term Care (LTC) is an important and complex issue that everyone should be concerned with, either at the societal, business or personal level. This paper provides information concerning some of the key issues associated with LTC, recognising that there are significant differences throughout the world in how LTC is delivered and financed.
Analysis on the Risk of Ebola Analysis on the Risk of Ebola - February 2015 — This is an analysis on an evaluation of the mortality and morbidity risk of Ebola to life and health insurance companies1 . The actuarial profession has played an active role in developing models and advising on the impact of epidemics on mortality and morbidity risks, particularly in the context of the HIV/AIDS epidemic in the 1980s and beyond. Whilst this does not go into the same level of detail or sophistication, the aim of this high-level analysis is to assist actuaries working for or consulting with life or health insurance companies on evaluating the risk of an Ebola epidemic to their companies or clients.